Sanjeev Chandorkar, Author at Centre for Financial Accountability

Indian Banking Paradox: Accounting Profit Vs Social Profit

We are in the midst of major changing times in recent history; internationally, domestically in general and the Indian b...

Article

RBI’s “Consultative Document on Regulation of Micro-Finance” Part -2

RBI vide its June 14, 2021 press release has issued a 30 page “Consultative Document on Regulation of Microfinance” (hen...

Finance General Indian Economy

Article

RBI’s “Consultative Document on Regulation of Micro-Finance” Part 1

In the aftermath of Andhra Pradesh microfinance crisis, erupted in 2010, RBI appointed a committee under the chairmanshi...

General Indian Economy

Article

Notes on RCEP

It would be politically naive to suggest that India should not join any international trade block. What is important is ...

Blog

Article

Proposed Mergers of PSU Banks: “Big” Banks Needed to Serve “Big” Corporates.

On August 30th 2019 Finance Minister Nirmala Sitharaman announced collapsing of 10 Public Sector Banks in 4 Banks. A lot...

"Bank Mergers" Bank Mergers Indian Economy National Financial Institutions NFIs

Article

Mainstreaming India’s Poor in Banking

My intent in this article is to flag off a set of relevant issues one will have to deal with while mainstreaming India&#...

Blog National Financial Institutions

Article

Finance Capital: The New “Demi-God”

‘God” is believed to have two strengths, viz., “he is omnipresent” and “he is the creator,...

Blog International Finance National Financial Institutions

November 12, 2025

Sanjeev Chandorkar

Indian Banking Paradox: Accounting Profit Vs Social Profit

We are in the midst of major changing times in recent history; internationally, domestically in general and the Indian banking system in particular. First time after independence, Indian banks are being sold to foreign capital, Lakshmi Vilas to DBS and Yes Bank to Sumitomo. IDBI bank is next. Few pu...

Debt Crisis & NBFCs Finance General Indian Economy

Article

August 6, 2021

Sanjeev Chandorkar

RBI’s “Consultative Document on Regulation of Micro-Finance” Part -2

RBI vide its June 14, 2021 press release has issued a 30 page “Consultative Document on Regulation of Microfinance” (henceforth “Document”) seeking comments from public at large. First part of the “general comments / feedback” was published in an earlier issue. This Second part addresses a fe...

Finance General Indian Economy

Article

August 4, 2021

Sanjeev Chandorkar

RBI’s “Consultative Document on Regulation of Micro-Finance” Part 1

In the aftermath of Andhra Pradesh microfinance crisis, erupted in 2010, RBI appointed a committee under the chairmanship of Shri Y H Malegam to study issues and concerns of the Microfinance Sector. Non Banking Finance Companies (NBFCs) were then dominant in the Andhra Pradesh MF sector. Irresponsi...

General Indian Economy

Article

November 2, 2019

Sanjeev Chandorkar

Notes on RCEP

It would be politically naive to suggest that India should not join any international trade block. What is important is whether India is joining any such initiative with the position of strength and whether such joining will lead to the economic wellbeing of its millions of deprived citizens. After ...

Blog

Article

February 7, 2020

Sanjeev Chandorkar

Proposed Mergers of PSU Banks: “Big” Banks Needed to Serve “Big” Corporates.

On August 30th 2019 Finance Minister Nirmala Sitharaman announced collapsing of 10 Public Sector Banks in 4 Banks. A lot has been said about what will be the impact of this decision on NPA levels of these merged entities, whether it will lead to a rationalization of branch networks etc. These issues...

"Bank Mergers" Bank Mergers Indian Economy National Financial Institutions NFIs

Article

December 2, 2018

Sanjeev Chandorkar

Mainstreaming India’s Poor in Banking

My intent in this article is to flag off a set of relevant issues one will have to deal with while mainstreaming India’s poor in Banking. The article has five sections: (a) Providing a backdrop, (b) Arguing that mainstreaming poor is also in the interest of “mainstream” banking, (c...

Blog National Financial Institutions

Article

July 28, 2018

Sanjeev Chandorkar

Finance Capital: The New “Demi-God”

‘God” is believed to have two strengths, viz., “he is omnipresent” and “he is the creator, reshaper and destroyer of everything around us”. “Finance Capital” is fast acquiring both these “strengths” Believers in “God” believe th...

Blog International Finance National Financial Institutions

Article