Thomas Franco, Author at Centre for Financial Accountability

Random Reflections: Farm Laws, Food Security and PDS – The Reality

We know from history how some kings gave utmost importance to food security for every citizen, by constructing water ha...

Random Reflections

Article

Random Reflections: Micro Finance – Time to look back and make a ‘U’ turn

In 1992, Self Help Groups (SHGs) promoted by NABARD as a Pilot Programme came as a boon for women who did not have acce...

Indian Economy Random Reflections

Article

Random Reflections – Online Loans: Government and RBI should address the root cause of the problem

Online loans have led to suicides and loss of more than 1000 crores reported so far and few Chinese nationals are accus...

Indian Economy Random Reflections

Article

Random Reflections- Why Boycott Ambanis?

Reliance Group which was started by Dhirubhai Ambani has grown so big using political clout, dubious methods, greasing ...

Indian Economy Random Reflections

Article

Random Reflections; The Farm Laws – More than the farmers, the others have to worry – Why?

Income inequality is increasing every day. Few corporate industrial house owners are becoming oligarchs. The olden day ...

Indian Economy Random Reflections

Article

Random Reflections- Why Boycott Adani?

Gautam Adani is one of the most favoured of the ruling party especially the Prime Minister and the Home Minister. In 20...

Random Reflections

Article

Random Reflections- Are the farmers mislead or they are better read? There is more than the farm bills

WhatsApp University is filled with comments on the historic, unprecedented farmer’s agitation. The mainstream media als...

Indian Economy Random Reflections

Article

Random Reflections — Handing over Control of Banks to Corporates will be handing over the Country. Time for Mr SakthiKantha Das to go

Internal Working Group of RBI has released a draft report on banking titled, “Ownership Guidelines and Corporate Struct...

Indian Economy Random Reflections

Article

Random Reflections- Future of Wage Revision and Trade Unions in Banking Sector – End of the Road?

After more than 3 years of negotiations, strikes and agitations, wage revision for bank employees has been signed on 11...

Indian Economy Random Reflections

Article

Random Reflections- Demonetisation – The cruel joke on the People

After demonetisation on November 8, 2016, seeing the anger of the people, on Nov 13 PM Modi in an emotionally choked sp...

Indian Economy Random Reflections

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May 29, 2021

Thomas Franco

Random Reflections: Farm Laws, Food Security and PDS – The Reality

We know from history how some kings gave utmost importance to food security for every citizen, by constructing water harvesting structures, rivers, dams and encouraged cultivation. One good example is tapioca cultivation in Kerala during a famed famine that occurred from 1860 to 1880. Vish...

Random Reflections

Article

May 29, 2021

Thomas Franco

Random Reflections: Micro Finance – Time to look back and make a ‘U’ turn

In 1992, Self Help Groups (SHGs) promoted by NABARD as a Pilot Programme came as a boon for women who did not have access to credit. In Kanyakumari (Tamilnadu), the experience of Mahalir Association for Literacy Awareness and Rights (MALAR) was that the women took their first loan of Rs. 500 to red...

Indian Economy Random Reflections

Article

January 8, 2021

Thomas Franco

Random Reflections – Online Loans: Government and RBI should address the root cause of the problem

Online loans have led to suicides and loss of more than 1000 crores reported so far and few Chinese nationals are accused of cheating. Neither the Reserve Bank of India nor the Government of India has a clue. Online frauds have become so rampant. But many of them go unreported. ...

Indian Economy Random Reflections

Article

December 28, 2020

Thomas Franco

Random Reflections- Why Boycott Ambanis?

Reliance Group which was started by Dhirubhai Ambani has grown so big using political clout, dubious methods, greasing bureaucrats and politicians and even using loopholes in law including international courts. Books for reference Ambani & Sons, Polyester Prince by Hamish Macdonald, A Fea...

Indian Economy Random Reflections

Article

December 23, 2020

Thomas Franco

Random Reflections; The Farm Laws – More than the farmers, the others have to worry – Why?

Income inequality is increasing every day. Few corporate industrial house owners are becoming oligarchs. The olden day monarchs at least had some concern for the people. These monarchs don’t care. The income inequality reduced between 1970 and 1990. That was because of nationalisation of banks on 1...

Indian Economy Random Reflections

Article

December 18, 2020

Thomas Franco

Random Reflections- Why Boycott Adani?

Gautam Adani is one of the most favoured of the ruling party especially the Prime Minister and the Home Minister. In 2014 elections Mr. Narendra Modi was going around the country in airplanes of Adani. So he favours Adani. The wealth of Adani has increased 121% between 2014 and 2019. From the 41st ...

Random Reflections

Article

December 10, 2020

Thomas Franco

Random Reflections- Are the farmers mislead or they are better read? There is more than the farm bills

WhatsApp University is filled with comments on the historic, unprecedented farmer’s agitation. The mainstream media also had to report at least some aspects of the Agitation. But there are questions in the social media which need to be answered properly and in simple terms The questions are: ...

Indian Economy Random Reflections

Article

November 27, 2020

Thomas Franco

Random Reflections — Handing over Control of Banks to Corporates will be handing over the Country. Time for Mr SakthiKantha Das to go

Internal Working Group of RBI has released a draft report on banking titled, “Ownership Guidelines and Corporate Structure for Indian Private Banks”. Comments on the report can be submitted before January 15. While few corporate and NBPCs have welcomed the report, Dr. Raghuram Rajan, former governo...

Indian Economy Random Reflections

Article

November 18, 2020

Thomas Franco

Random Reflections- Future of Wage Revision and Trade Unions in Banking Sector – End of the Road?

After more than 3 years of negotiations, strikes and agitations, wage revision for bank employees has been signed on 11.11.2020. For the award staff it is called Bipartite Settlement as they are covered under the Industrial Disputes Act and for officers it is called a Joint Note based on their barg...

Indian Economy Random Reflections

Article

November 11, 2020

Thomas Franco

Random Reflections- Demonetisation – The cruel joke on the People

After demonetisation on November 8, 2016, seeing the anger of the people, on Nov 13 PM Modi in an emotionally choked speech in Goa said “I have asked the country for just 50 days. If after December 30, there are short comings in my work or there are mistakes or a bad intention found in my work, I w...

Indian Economy Random Reflections

Article

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