financial inclusion Archives - Centre for Financial Accountability

Financial Inclusion has Remained only a Buzzword in Banking

Financial inclusion cannot be measured by the number of loans disbursed; it cannot be measured only by opening bank...

A note complicating the claims around financial inclusion through Banking

When the RBI announced recently that its Financial Inclusion Index had jumped from 64.2 to 67 this year, celebrating ...

Article

Banking and Customer Rights

Based on the presentation done in the webinar “Privatisation, Banking Services and Customer Rights” on 23rd July 2021 or...

Bank Charges General Indian Economy

Article

Holding Ground

Oinam Rajen appears to have suddenly grown old in the past one year. Sitting in his wooden canoe, his eyes wander over t...

General Smitu Kothari Fellowship Smitu Kothari Fellowship- 2020

Article

Beyond the Frenzy Sale of PSUs!

The government wants to sell the Life Insurance Corporation of India (LIC), which is worth about Rs 34 trillion (USD45 ...

General Indian Economy

Article

State-Owned Banks: Do We Need Them Anymore?

As an essential part of the financial system, banks’ role in India’s ambitious goal of becoming a $5 trillion economy ha...

General Smitu Kothari Fellowship Smitu Kothari Fellowship- 2020

Article

Business Correspondents: Modern Day Slavery in Banking Sector

As per RBI Data, as on March 2020 there were 5,41,175 business correspondents in villages and 6,35,046 business corresp...

General Random Reflections

Article

Digital India helping crooks to cheat elderly people

Recently the Deputy Managing Director and the Digital Officer of State Bank of India stated that we have to ensure the s...

General Random Reflections

Article

Financially inclusive India! Are we?

The 2017 Global Findex Database of the World Bank Group portrays India in a remarkably favourable light owing to the sha...

Coverage Finance NFIs World Bank

September 16, 2026

Anirban Bhattacharya

Financial Inclusion has Remained only a Buzzword in Banking

Financial inclusion cannot be measured by the number of loans disbursed; it cannot be measured only by opening bank accounts or simply through digitisation; it cannot be served with the idea of “efficiency”; it cannot be brought about through shrinking branches and rising correspondents replaci...

General National Finance

Article

September 11, 2025

Anirban Bhattacharya

A note complicating the claims around financial inclusion through Banking

When the RBI announced recently that its Financial Inclusion Index had jumped from 64.2 to 67 this year, celebrating “significant improvement,” it painted a rosy picture that masks a troubling reality. The Department of Financial Services too has been trumpeting achievements in bringing ...

Coverage Debt Crisis & NBFCs General Indian Economy

Article

August 4, 2021

Ashish Kajla

Banking and Customer Rights

Based on the presentation done in the webinar “Privatisation, Banking Services and Customer Rights” on 23rd July 2021 organised by CFA and People First to mark the nationalisation of banks. The banking sector has definitely come a long way since nationalisation, we still are many miles behind in our...

Bank Charges General Indian Economy

Article

June 10, 2021

Donald Takhell

Holding Ground

Oinam Rajen appears to have suddenly grown old in the past one year. Sitting in his wooden canoe, his eyes wander over the vast expanse of Loktak lake that surrounds his village, in search of the end. But the lake appears to be as endless as the struggle of his community to stay afloat- both literal...

General Smitu Kothari Fellowship Smitu Kothari Fellowship- 2020

Article

April 29, 2021

Edwin

Beyond the Frenzy Sale of PSUs!

The government wants to sell the Life Insurance Corporation of India (LIC), which is worth about Rs 34 trillion (USD45 billion). The stage has been set with increasing foreign direct investment (FDI) in insurance to 74%, followed by Initial Public Offer (IPO) this year. This is ostensibly to enhanc...

General Indian Economy

Article

June 10, 2021

Aswathi Nair

State-Owned Banks: Do We Need Them Anymore?

As an essential part of the financial system, banks’ role in India’s ambitious goal of becoming a $5 trillion economy has become a topic of intense debate. Significant reforms in scheduled commercial banks, mainly the state-owned public sector banks, are essential to achieve socially optimal outcome...

General Smitu Kothari Fellowship Smitu Kothari Fellowship- 2020

Article

April 29, 2021

Thomas Franco

Business Correspondents: Modern Day Slavery in Banking Sector

As per RBI Data, as on March 2020 there were 5,41,175 business correspondents in villages and 6,35,046 business correspondents in urban areas. So there are 11,76,221 Customer Service Points covered by the business correspondents (RBI Annual Report 2020) whereas there are only 86,915 branches of Pub...

General Random Reflections

Article

June 4, 2021

Thomas Franco

Digital India helping crooks to cheat elderly people

Recently the Deputy Managing Director and the Digital Officer of State Bank of India stated that we have to ensure the safety and security of the Digital Platforms to prevent frauds. Hundreds of fraudulent transactions are taking place every day. The UPAI platform is the most unsecure. This has been...

General Random Reflections

Article

November 20, 2018

Delhi Post

Financially inclusive India! Are we?

The 2017 Global Findex Database of the World Bank Group portrays India in a remarkably favourable light owing to the sharp increase in the number of bank account holders in the country, but the underlying truth makes this progress appear awfully hollow. The recently published World Bank Group repor...

Coverage Finance NFIs World Bank

Article

Categories

financial inclusion

Financial Inclusion has Remained only a Buzzword in Banking

A note complicating the claims around financial inclusion through Banking

Banking and Customer Rights

Holding Ground

Beyond the Frenzy Sale of PSUs!

State-Owned Banks: Do We Need Them Anymore?

Business Correspondents: Modern Day Slavery in Banking Sector

Digital India helping crooks to cheat elderly people

Financially inclusive India! Are we?

Financial Inclusion has Remained only a Buzzword in Banking

A note complicating the claims around financial inclusion through Banking

Banking and Customer Rights

Holding Ground

Beyond the Frenzy Sale of PSUs!

State-Owned Banks: Do We Need Them Anymore?

Business Correspondents: Modern Day Slavery in Banking Sector

Digital India helping crooks to cheat elderly people

Financially inclusive India! Are we?

CFA