random reflections Archives - Centre for Financial Accountability

Historic Strike by 8 Lakh Bank Employees on 27.01.26 – Wake-up Call to the Government

On 27th January 2026, bank employees and officers under the banner of the UNITED FORUM OF BANK UNIONS (UFBU), consisting...

General Random Reflections

Article

BULA BILL TO SAVE SHYLOCKS?

The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to re...

Article

Eight Years of Finance Matters – A Matter of Pride – Salute to CFA Team – Present and Past

The first issue of Finance Matters was released on 1st July 2017 and had articles titled: Appointment of a new Indian E...

Blog FM EditS General Random Reflections

Article

Will you arrest Anil Ambani or let him escape? Or make him 3rd richest in the country, Prime Minister?

Anil Ambani’s loan has been reported as fraud for the second time by SBI:It’s reported by BusinessLine as: State Bank of...

General Random Reflections

Article

RBI Draft on Gold Loans Sending People to Money Lenders!

RBI Governor on 9th April 2025, after the Monetary Policy Committee meeting, announced that co-lending model will be exp...

General Random Reflections

Article

The Dangers of Neo-Banking, Fintechs, and the Inactiveness of the RBI

I remitted some money using GPay recently. There were many people with the same name, and erroneously the money went to ...

Fintech General Indian Economy Random Reflections

Article

Ministry of Finance Responds to MUDRA Loan Article

In response to the article published in Finance Matters last week, titled “MUDRA loan numbers – Biggest jumla by ...

General Random Reflections

Article

The first 23 years of Nationalisation and 30 years of Privatisation

The nationalisation of 14 banks on 19th July 1969 was the most desirable and important economic cum social reform in in...

General Random Reflections

Article

How the Banking Sector has been Destroyed in the Last 10 Years

The claim of the Prime Minister that the Banking Sector has become robust is not true if we analyse the facts and figure...

General Indian Economy Random Reflections

Article

SBI in the news for wrong reasons once again!

Random Reflections The largest bank in the country has earned the trust of the people. That’s why there are 48 crore acc...

General Random Reflections

January 28, 2026

Thomas Franco

Historic Strike by 8 Lakh Bank Employees on 27.01.26 – Wake-up Call to the Government

On 27th January 2026, bank employees and officers under the banner of the UNITED FORUM OF BANK UNIONS (UFBU), consisting of 4 officers’ associations and 5 workmen unions, participated in a day’s strike all over the country for a single demand: “IMPLEMENT THE BIPARTITE AGREEMENT AGREEING TO PERMIT BA...

General Random Reflections

Article

September 11, 2025

Thomas Franco

BULA BILL TO SAVE SHYLOCKS?

The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to rein in predatory lending activities.The summary of the statements is given below: The Department of Financial Services has released the Banning of Unregulated Lending Activities (BU...

Debt Crisis & NBFCs General Indian Economy Random Reflections

Article

July 31, 2025

Thomas Franco

Eight Years of Finance Matters – A Matter of Pride – Salute to CFA Team – Present and Past

The first issue of Finance Matters was released on 1st July 2017 and had articles titled: Appointment of a new Indian ED at the World Bank raises a few questions The Draconian FRDI Bill, 2017 will script death to the public sector banking India’s Ambitious New Energy Policy Draft Tries To Bridge Dr...

Blog FM EditS General Random Reflections

Article

July 21, 2025

Thomas Franco

Will you arrest Anil Ambani or let him escape? Or make him 3rd richest in the country, Prime Minister?

Anil Ambani’s loan has been reported as fraud for the second time by SBI:It’s reported by BusinessLine as: State Bank of India has decided to report the loan account of Reliance Communications Ltd (RCOM) as “fraud” and to report the name of Anil D. Ambani (erstwhile director of the Company) to the R...

General Random Reflections

Article

May 22, 2025

Thomas Franco

RBI Draft on Gold Loans Sending People to Money Lenders!

RBI Governor on 9th April 2025, after the Monetary Policy Committee meeting, announced that co-lending model will be expanded and a draft guideline for lending against gold will be circulated. RBI / 2025-26 / DOR.CRE.CRE.REC./ 21.01.23 / 2025-26 dated NIL has shared the draft on lending against GOLD...

General Random Reflections

Article

January 2, 2025

Thomas Franco

The Dangers of Neo-Banking, Fintechs, and the Inactiveness of the RBI

I remitted some money using GPay recently. There were many people with the same name, and erroneously the money went to the wrong account of one Arjunan. When the actual Arjunan to whom the money was sent called me and said that the money had not been received, I checked up and found the mistake. Fo...

Fintech General Indian Economy Random Reflections

Article

October 9, 2024

Thomas Franco

Ministry of Finance Responds to MUDRA Loan Article

In response to the article published in Finance Matters last week, titled “MUDRA loan numbers – Biggest jumla by the Finance Minister” by Mr. Thomas Franco, Ministry of Finance & Corporate Affairs through their Addl. Director General (M&C), Press Relations & Information Divi...

General Random Reflections

Article

July 21, 2024

Thomas Franco

The first 23 years of Nationalisation and 30 years of Privatisation

The nationalisation of 14 banks on 19th July 1969 was the most desirable and important economic cum social reform in independent India. After 2 days of Nationalisation, Mrs. Indira Gandhi explained to the Parliament the purpose, the expectation and the constitutional mandate.Let’s have a look at th...

General Random Reflections

Article

April 12, 2024

Thomas Franco

How the Banking Sector has been Destroyed in the Last 10 Years

The claim of the Prime Minister that the Banking Sector has become robust is not true if we analyse the facts and figures. On Jan 1 2015, Gyan Sangam 1 was organised in Pune in which the Prime Minister, the Finance Minister, the Secretary of Finance and private sector bankers were the main guests. A...

General Indian Economy Random Reflections

Article

March 6, 2024

Thomas Franco

SBI in the news for wrong reasons once again!

Random Reflections The largest bank in the country has earned the trust of the people. That’s why there are 48 crore accounts in the bank. But its recent request seeking more time to furnish the data on electoral bonds is not sitting well with the people. It is high time for the bank to introspect! ...

General Random Reflections

Article

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random reflections

Historic Strike by 8 Lakh Bank Employees on 27.01.26 – Wake-up Call to the Government

BULA BILL TO SAVE SHYLOCKS?

Eight Years of Finance Matters – A Matter of Pride – Salute to CFA Team – Present and Past

Will you arrest Anil Ambani or let him escape? Or make him 3rd richest in the country, Prime Minister?

RBI Draft on Gold Loans Sending People to Money Lenders!

The Dangers of Neo-Banking, Fintechs, and the Inactiveness of the RBI

Ministry of Finance Responds to MUDRA Loan Article

The first 23 years of Nationalisation and 30 years of Privatisation

How the Banking Sector has been Destroyed in the Last 10 Years

SBI in the news for wrong reasons once again!

Historic Strike by 8 Lakh Bank Employees on 27.01.26 – Wake-up Call to the Government

BULA BILL TO SAVE SHYLOCKS?

Eight Years of Finance Matters – A Matter of Pride – Salute to CFA Team – Present and Past

Will you arrest Anil Ambani or let him escape? Or make him 3rd richest in the country, Prime Minister?

RBI Draft on Gold Loans Sending People to Money Lenders!

The Dangers of Neo-Banking, Fintechs, and the Inactiveness of the RBI

Ministry of Finance Responds to MUDRA Loan Article

The first 23 years of Nationalisation and 30 years of Privatisation

How the Banking Sector has been Destroyed in the Last 10 Years

SBI in the news for wrong reasons once again!