NPAs Archives - Centre for Financial Accountability

Article

Naked Dance of Crony Capitalism

There are a number of issues surrounding the recent approval by the National Company Law Tribunal (NCLT) of a repaym...

FM EditS General

Article

The Great Indian Illusion !

The documentary film ” The Great Indian Illusion ” by young & promising film director of his own style M...

Blog General

Article

Loan Write-offs and Reduction in Rural Bank Branches Are Undermining Financial Inclusion in India

As the DFS gears up for its stock-taking meet, it must recall that true financial inclusion needs more public sector b...

Coverage Debt Crisis & NBFCs General Indian Economy

Article

Private Banks overtaking Public Banks in business – it’s a plan – not a surprise.

The Annual Report of RBI 2025 and Basic Statistical Return 1 and 2, March 2025, reveal the increasing share of number of...

General Random Reflections

Article

Is RBI’s New Plan for Bad Loans Just Another Quick Fix?

In a country like India, where millions hover between poverty and fragile middle-class dreams, every bad loan is more th...

Coverage General Indian Economy

Article

The Magic of Falling NPAs! | Finance Matters | 13 December 2024 | Editorial

A recent investigation by The Indian Express revealed that over 43% of the total non-performing assets (NPA) till March ...

FM EditS General

Article

Wrong Diagnosis & Misplaced Priorities

A Critique of the Boston Consulting Group’s Report on Banking in India The Boston Consulting Group, an internation...

General Indian Economy Publications

Article

Why RBI’s financial governance should address social and environmental concerns

The Reserve Bank of India released a new draft of the project finance framework in May. To address risks and impacts, ...

Coverage General Indian Economy

Article

How they are Bleeding the Public Sector Banks & Road Ahead

Report of the webinar co-organized by All India Bank Officers Confederation and Centre for Financial Accountability on 2...

General Indian Economy Publications

Article

Reserve Bank of India – Clueless, Careless and Heartless

RBI is the regulator and supervisor of the monetary system. Its objectives are, to maintain public confidence in the sys...

General Random Reflections

September 16, 2026

CFA

Naked Dance of Crony Capitalism

There are a number of issues surrounding the recent approval by the National Company Law Tribunal (NCLT) of a repayment plan of ₹6.5 crore against claims of ₹22,006.57 crore involving Zee Group Founder and Chairman Subhash Chandra, causing a loss of 99.97 per cent to lenders. It is ludicrous to ...

FM EditS General

Article

September 16, 2026

Devidas Tuljapurakar

The Great Indian Illusion !

The documentary film ” The Great Indian Illusion ” by young & promising film director of his own style Mr. Varun Sukhraj emerges at a critical historical moment when the Indian banking sector is being projected as a spectacular success story through carefully curated balance-sheet fi...

Blog General

Article

September 11, 2025

Anirban Bhattacharya

Loan Write-offs and Reduction in Rural Bank Branches Are Undermining Financial Inclusion in India

As the DFS gears up for its stock-taking meet, it must recall that true financial inclusion needs more public sector bank branches and staff. Soldiers and SBI officials at a PM Jan Dhan Yojana camp in rural Manipur in 2016. Photo: X/@easterncomd. It appears that a major stock-taking and brainstorm...

Coverage Debt Crisis & NBFCs General Indian Economy

Article

June 30, 2025

Thomas Franco

Private Banks overtaking Public Banks in business – it’s a plan – not a surprise.

The Annual Report of RBI 2025 and Basic Statistical Return 1 and 2, March 2025, reveal the increasing share of number of deposit accounts, deposits, loan accounts, and loan amount shifting to private banks. It’s a clever ploy of the government. They converted ICICI, a public sector institution, into...

General Random Reflections

Article

May 30, 2025

Pranay Raj

Is RBI’s New Plan for Bad Loans Just Another Quick Fix?

In a country like India, where millions hover between poverty and fragile middle-class dreams, every bad loan is more than a financial misstep – it’s a broken promise. The Reserve Bank of India’s (RBI’s) latest fix for India’s non-performing assets (NPA) crisis, securitisation of stressed assets, ma...

Coverage General Indian Economy

Article

December 17, 2024

CFA Admin

The Magic of Falling NPAs! | Finance Matters | 13 December 2024 | Editorial

A recent investigation by The Indian Express revealed that over 43% of the total non-performing assets (NPA) till March 2019, or Rs. 4.02 lakh crore, was accounted for by just 100 companies. According to data.gov, the NPAs have substantially reduced since then – from 9.07% in 2018-19 to 3.87%...

FM EditS General

Article

November 5, 2024

CFA & AIBOC

Wrong Diagnosis & Misplaced Priorities

A Critique of the Boston Consulting Group’s Report on Banking in India The Boston Consulting Group, an international consulting firm, in its report titled ‘Banking for a Viksit Bharat’, released together with Federation of Indian Chambers of Commerce and Industry and Indian Banks&#...

General Indian Economy Publications

Article

July 24, 2024

Amitanshu Verma

Why RBI’s financial governance should address social and environmental concerns

The Reserve Bank of India released a new draft of the project finance framework in May. To address risks and impacts, it must integrate social and environmental considerations, writes the author of this commentary. Large-scale projects such as highways and hydropower often rely on public financing...

Coverage General Indian Economy

Article

January 2, 2024

CFA Admin

How they are Bleeding the Public Sector Banks & Road Ahead

Report of the webinar co-organized by All India Bank Officers Confederation and Centre for Financial Accountability on 26th December 2023. On the 26th of December 2023, an online meeting was co-organized by the All India Bank Officers Confederation (AIBOC) and the Centre for Financial Accountability...

General Indian Economy Publications

Article

December 12, 2022

Thomas Franco

Reserve Bank of India – Clueless, Careless and Heartless

RBI is the regulator and supervisor of the monetary system. Its objectives are, to maintain public confidence in the system, protect depositors’ interests and provide cost-effective banking services to the public. Its roles are to maintain financial stability and to ensure adequate liquidity in the ...

General Random Reflections

Article

Categories

NPAs

Naked Dance of Crony Capitalism

The Great Indian Illusion !

Loan Write-offs and Reduction in Rural Bank Branches Are Undermining Financial Inclusion in India

Private Banks overtaking Public Banks in business – it’s a plan – not a surprise.

Is RBI’s New Plan for Bad Loans Just Another Quick Fix?

The Magic of Falling NPAs! | Finance Matters | 13 December 2024 | Editorial

Wrong Diagnosis & Misplaced Priorities

Why RBI’s financial governance should address social and environmental concerns

How they are Bleeding the Public Sector Banks & Road Ahead

Reserve Bank of India – Clueless, Careless and Heartless

Naked Dance of Crony Capitalism

The Great Indian Illusion !

Loan Write-offs and Reduction in Rural Bank Branches Are Undermining Financial Inclusion in India

Private Banks overtaking Public Banks in business – it’s a plan – not a surprise.

Is RBI’s New Plan for Bad Loans Just Another Quick Fix?

The Magic of Falling NPAs! | Finance Matters | 13 December 2024 | Editorial

Wrong Diagnosis & Misplaced Priorities

Why RBI’s financial governance should address social and environmental concerns

How they are Bleeding the Public Sector Banks & Road Ahead

Reserve Bank of India – Clueless, Careless and Heartless