Loan Archives - Centre for Financial Accountability

Will the FM stop international fraud C. Sivasankaran from looting people again?

Media is filled with advertisements of a newly floated organization, AIWO, inviting people for an international event at...

Article

Response to the RBI on it’s revised directions on relief measures in areas affected by natural calamities

To The Chief General Manager Credit Risk Group, Department of Regulation Central Office, Reserve Bank of India 12th / 13...

Climate Finance Debt Crisis & NBFCs General Indian Economy

Article

कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला

मुलाच्या उपचारासाठी पैशांची तातडीची गरज होती. उपचारासाठी पैसे कुठून आणायचे हा प्रश्न तिच्यासमोर आ वासून उभा होता. नवऱ्या...

Coverage Debt Crisis & NBFCs General Indian Economy Smitu Kothari Fellowship Smitu Kothari Fellowship 2025

Article

Towards Budget 2026: Banks are Doing Great, But People Aren’t

Instead of fancy salons in the name of Insolvency and Bankruptcy Code that gives convenient haircuts to the super rich...

Coverage General National Finance Union Budget

Article

Imaginary figures to dramatize the Labour Codes – Should SBI’s Economic Research Wing do this?

Researchers and writers are expected to analyse schemes critically. They should look at the positives and negatives. Onc...

General Random Reflections

Article

Civil society leaders urge RBI and banks to provide loan relief amid 2025 monsoon disaster losses

More than 100 civil society organisations and individuals — including Medha Patkar of Narmada Bachao Andolan, Shaktiman...

Coverage Indian Economy

Article

BULA BILL TO SAVE SHYLOCKS?

The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to re...

Debt Crisis & NBFCs General Indian Economy Random Reflections

Article

A Quick Glance through the Financial Stability Report 2025

As the Reserve Bank of India celebrates the “resilience” of India’s financial system in its latest Financial Stability R...

General Indian Economy Publications

Article

Loan Write-offs and Reduction in Rural Bank Branches Are Undermining Financial Inclusion in India

As the DFS gears up for its stock-taking meet, it must recall that true financial inclusion needs more public sector b...

Coverage Debt Crisis & NBFCs General Indian Economy

Article

Reducing Small Loans from Banks – A Serious Alarm, Act Immediately

After nationalisation of 14 banks in 1969 and 6 more in 1980, access to credit became possible for small borrowers. But ...

Debt Crisis & NBFCs General Indian Economy Random Reflections

September 16, 2026

Thomas Franco

Will the FM stop international fraud C. Sivasankaran from looting people again?

Media is filled with advertisements of a newly floated organization, AIWO, inviting people for an international event at Fairmont, Mumbai. It’s named Longevity Summit India – 2026. It says: “A platform where longevity science, luxury wellness and human potential converge to shape the fut...

General Indian Economy Random Reflections

Article

September 16, 2026

CFA

Response to the RBI on it’s revised directions on relief measures in areas affected by natural calamities

To The Chief General Manager Credit Risk Group, Department of Regulation Central Office, Reserve Bank of India 12th / 13th Floor, Shahid Bhagat Singh Marg Fort, Mumbai – 400 001 Subject: Concerns regarding the revised framework released on April 29, 2026 through press release number 2026-2027/173 ,...

Climate Finance Debt Crisis & NBFCs General Indian Economy

Article

September 16, 2026

Abhidha Niphade

कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला

मुलाच्या उपचारासाठी पैशांची तातडीची गरज होती. उपचारासाठी पैसे कुठून आणायचे हा प्रश्न तिच्यासमोर आ वासून उभा होता. नवऱ्याचा मागच्याच वर्षी अपघातात मृत्य झाला, कुटुंबाची सर्व जबाबदारी आता तिच्याच खांद्यावर होती. फॅक्टरीत रोजंदारीवर जाऊन त्यातून मिळणाऱ्या तुटपुंज्या पैशांवर ती घर चालवण्यापासून ते मुलां...

Coverage Debt Crisis & NBFCs General Indian Economy Smitu Kothari Fellowship Smitu Kothari Fellowship 2025

Article

January 29, 2026

Anirban Bhattacharya & Nancy Pathak

Towards Budget 2026: Banks are Doing Great, But People Aren’t

Instead of fancy salons in the name of Insolvency and Bankruptcy Code that gives convenient haircuts to the super rich, we need a budget that makes amends to actually improve recoveries instead of the mounting write offs. Indian currency. Photo: Wikimedia Commons | The Wire Multiple reports on b...

Coverage General National Finance Union Budget

Article

December 22, 2025

Thomas Franco

Imaginary figures to dramatize the Labour Codes – Should SBI’s Economic Research Wing do this?

Researchers and writers are expected to analyse schemes critically. They should look at the positives and negatives. Once upon a time, SBI’s Economic Research Wing used to do this. Often, it used to be a wake-up call to policymakers and the Government because of its credibility. (Refer to my article...

General Random Reflections

Article

September 17, 2025

Counterview

Civil society leaders urge RBI and banks to provide loan relief amid 2025 monsoon disaster losses

More than 100 civil society organisations and individuals — including Medha Patkar of Narmada Bachao Andolan, Shaktiman Ghosh of the National Hawkers Federation, Thomas Franco, former General Secretary of the All India Bank Officers Confederation, and environmentalists Soumya Dutta, Ravi Chopra, Di...

Coverage Indian Economy

Article

September 11, 2025

Thomas Franco

BULA BILL TO SAVE SHYLOCKS?

The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to rein in predatory lending activities.The summary of the statements is given below: The Department of Financial Services has released the Banning of Unregulated Lending Activities (BU...

Debt Crisis & NBFCs General Indian Economy Random Reflections

Article

July 2, 2025

CFA Admin

A Quick Glance through the Financial Stability Report 2025

As the Reserve Bank of India celebrates the “resilience” of India’s financial system in its latest Financial Stability Report (June 2025), this briefing cuts through the celebratory tone to examine the deeper, often concealed, vulnerabilities. From surging household debt and stagnating wages to risi...

General Indian Economy Publications

Article

September 11, 2025

Anirban Bhattacharya

Loan Write-offs and Reduction in Rural Bank Branches Are Undermining Financial Inclusion in India

As the DFS gears up for its stock-taking meet, it must recall that true financial inclusion needs more public sector bank branches and staff. Soldiers and SBI officials at a PM Jan Dhan Yojana camp in rural Manipur in 2016. Photo: X/@easterncomd. It appears that a major stock-taking and brainstorm...

Coverage Debt Crisis & NBFCs General Indian Economy

Article

September 11, 2025

Thomas Franco

Reducing Small Loans from Banks – A Serious Alarm, Act Immediately

After nationalisation of 14 banks in 1969 and 6 more in 1980, access to credit became possible for small borrowers. But everything changed after 1991 and worsened after 2014. Please refer to tables from RBI over a period, given below: In 1972, credit less than Rs.10,000 was for 90.40% of borrowers a...

Debt Crisis & NBFCs General Indian Economy Random Reflections

Article

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Loan

Will the FM stop international fraud C. Sivasankaran from looting people again?

Response to the RBI on it’s revised directions on relief measures in areas affected by natural calamities

कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला

Towards Budget 2026: Banks are Doing Great, But People Aren’t

Imaginary figures to dramatize the Labour Codes – Should SBI’s Economic Research Wing do this?

Civil society leaders urge RBI and banks to provide loan relief amid 2025 monsoon disaster losses

BULA BILL TO SAVE SHYLOCKS?

A Quick Glance through the Financial Stability Report 2025

Loan Write-offs and Reduction in Rural Bank Branches Are Undermining Financial Inclusion in India

Reducing Small Loans from Banks – A Serious Alarm, Act Immediately

Will the FM stop international fraud C. Sivasankaran from looting people again?

Response to the RBI on it’s revised directions on relief measures in areas affected by natural calamities

कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला

Towards Budget 2026: Banks are Doing Great, But People Aren’t

Imaginary figures to dramatize the Labour Codes – Should SBI’s Economic Research Wing do this?

Civil society leaders urge RBI and banks to provide loan relief amid 2025 monsoon disaster losses

BULA BILL TO SAVE SHYLOCKS?

A Quick Glance through the Financial Stability Report 2025

Loan Write-offs and Reduction in Rural Bank Branches Are Undermining Financial Inclusion in India

Reducing Small Loans from Banks – A Serious Alarm, Act Immediately