Bank Charges Archives - Centre for Financial Accountability

Free No More: UPI’s New Fee and Who Really Pays | Editorial

Finance Matters | 18 September 2026 For years, UPI has been sold to Indians as a triumph of public infrastructure, free,...

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Article

यूपीआई पर एमडीआर शुल्क से उलझन में दुकानदार

यूपीआई ने भारत में डिजिटल भुगतान को आसान, तेज और लगभग बिना लागत के बनाकर छोटे दुकानदार से लेकर आम उपभोक्ता तक वित्तीय ले...

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Article

Increase in ATM Charges and RBI Actions and Inactions

From the first of May, the Reserve Bank of India (RBI) has permitted the banks, an increase in the charges for ATM trans...

Bank Charges General Random Reflections

Video

Greed has made US banks crash again. Will we learn some lessons! THE MONEY TRAIL

𝐓𝐡𝐞 𝐌𝐨𝐧𝐞𝐲 𝐓𝐫𝐚𝐢𝐥 𝑭𝒐𝒓𝒕𝒏𝒊𝒈𝒉𝒕𝒍𝒚 𝒗𝒊𝒅𝒆𝒐 𝒎𝒂𝒈𝒂𝒛𝒊𝒏𝒆 𝒐𝒏 𝑬𝒄𝒐𝒏𝒐𝒎𝒚 𝒂𝒏𝒅 𝑭𝒊𝒏𝒂𝒏𝒄𝒆 Greed has made the US banks crash again. This time Bon...

General Latest Videos

Article

Reserve Bank of India or the Richmen Bank of India?

RBI has been losing credibility since demonetisation. Its subsequent efforts like not intervening when Bank charges were...

General Random Reflections

Article

THE BREACH OF TRUST BETWEEN BANKS AND THEIR CUSTOMERS

There are several factors which play an important role in determining the relationship between banks and their cust...

Bank Charges National Financial Institutions

Article

Concept Note titled Public Money: Resistance Against Arbitrary Bank Charges

Banks act as financial intermediaries between depositors and borrowers. It is the public money, deposited in the form o...

Bank Charges National Financial Institutions

Article

THE WORST AFFECT OF BANK CHARGES ON WORKING CLASS

The massive bank charges introduced in past few years have greatly affected the financial state of marginalised wor...

Bank Charges National Financial Institutions

Article

How Banks Are Stealing Our Money

The Indian banking sector is under a prolonged and severe crisis. Bad loans continue to grow and banks remain under-cap...

Bank Charges National Financial Institutions Publications

Article

कैसे बैंक हमसे हमारी बचत के पैसे लूट रहे हैं?

भारतीय बैंकिंग क्षेत्र एक लंबे और गंभीर संकट के दौर से गुजर रहा है। बुरे ऋण बढ़ रहे हैं और बैंक घटते मुनाफे के साथ कम-पू...

Bank Charges Publications

September 25, 2026

CFA

Free No More: UPI’s New Fee and Who Really Pays | Editorial

Finance Matters | 18 September 2026 For years, UPI has been sold to Indians as a triumph of public infrastructure, free, instant, and universal. That story just changed. Starting October 15, every UPI transaction above ₹2,000 will attract a 0.4% fee, capped at ₹300 for payments of ₹75,000 and above....

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Article

September 22, 2026

Raj Kumar Sinha

यूपीआई पर एमडीआर शुल्क से उलझन में दुकानदार

यूपीआई ने भारत में डिजिटल भुगतान को आसान, तेज और लगभग बिना लागत के बनाकर छोटे दुकानदार से लेकर आम उपभोक्ता तक वित्तीय लेनदेन की आदत बदल दी है। ऐसे में बड़े व्यापारियों पर 2,000 रुपये से अधिक के यूपीआई भुगतान पर मर्चेंट डिस्काउंट रेट (एमडीआर) लगाने का फैसला केवल भुगतान प्रणाली की लागत वसूलने का सवाल ...

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Article

May 6, 2025

Thomas Franco

Increase in ATM Charges and RBI Actions and Inactions

From the first of May, the Reserve Bank of India (RBI) has permitted the banks, an increase in the charges for ATM transactions above a free limit. The free limit is 5 transactions in the ATM of your own bank, including financial and non-financial. Cash withdrawal is financial and account balance en...

Bank Charges General Random Reflections

Article

March 11, 2026

CFA Admin

Greed has made US banks crash again. Will we learn some lessons! THE MONEY TRAIL

𝐓𝐡𝐞 𝐌𝐨𝐧𝐞𝐲 𝐓𝐫𝐚𝐢𝐥 𝑭𝒐𝒓𝒕𝒏𝒊𝒈𝒉𝒕𝒍𝒚 𝒗𝒊𝒅𝒆𝒐 𝒎𝒂𝒈𝒂𝒛𝒊𝒏𝒆 𝒐𝒏 𝑬𝒄𝒐𝒏𝒐𝒎𝒚 𝒂𝒏𝒅 𝑭𝒊𝒏𝒂𝒏𝒄𝒆 Greed has made the US banks crash again. This time Bond markets failed them. Indian banks are also more into markets while discouraging the public with hefty bank charges, closing rural branches and denying loans. Will they learn anyt...

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Video

June 18, 2021

Thomas Franco

Reserve Bank of India or the Richmen Bank of India?

RBI has been losing credibility since demonetisation. Its subsequent efforts like not intervening when Bank charges were increased, proposing banking licences to corporates which RBI all along opposed on well found principles, allowing more FDI into Banking Sector, relaxing Priority Sector Lending n...

General Random Reflections

Article

June 27, 2020

Shivani Dwivedi

THE BREACH OF TRUST BETWEEN BANKS AND THEIR CUSTOMERS

There are several factors which play an important role in determining the relationship between banks and their customers. One of the most important amongst them is what services banks provide and how they deliver it to their customers which can facilitate the best to their financial needs. Bank...

Bank Charges National Financial Institutions

Article

June 27, 2020

CFA Admin

Concept Note titled Public Money: Resistance Against Arbitrary Bank Charges

Banks act as financial intermediaries between depositors and borrowers. It is the public money, deposited in the form of term deposit (fixed deposits) and time deposit (saving accounts) which banks use for lending to borrowers. Since, public money is important for the banking sector as a whole, ban...

Bank Charges National Financial Institutions

Article

June 27, 2020

Shivani Dwivedi

THE WORST AFFECT OF BANK CHARGES ON WORKING CLASS

The massive bank charges introduced in past few years have greatly affected the financial state of marginalised working class. This was better understood when the team of FanIndia has talked to some people of working class who belong to the indigent sections of the society such as farmers, cons...

Bank Charges National Financial Institutions

Article

September 10, 2021

CFA Admin

How Banks Are Stealing Our Money

The Indian banking sector is under a prolonged and severe crisis. Bad loans continue to grow and banks remain under-capitalized with profits in the red. As a result, credit growth remains muted, reinforcing the low jobless growth that India is suffering from. The BJP government and the RBI have fai...

Bank Charges National Financial Institutions Publications

Article

September 10, 2021

Amit Kumar

कैसे बैंक हमसे हमारी बचत के पैसे लूट रहे हैं?

भारतीय बैंकिंग क्षेत्र एक लंबे और गंभीर संकट के दौर से गुजर रहा है। बुरे ऋण बढ़ रहे हैं और बैंक घटते मुनाफे के साथ कम-पूंजीकृत हो रहे हैं। नतीजतन, साख वृद्धि थम सी गयी है, और बढ़ती बेरोजगारी, जिससे भारत परेशान है, पुनः स्थापित हो रहा है। भाजपा सरकार और आरबीआई इस संकट से निपटने में पूरी तरह विफल रहे ह...

Bank Charges Publications

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Bank Charges

Free No More: UPI’s New Fee and Who Really Pays | Editorial

यूपीआई पर एमडीआर शुल्क से उलझन में दुकानदार

Increase in ATM Charges and RBI Actions and Inactions

Greed has made US banks crash again. Will we learn some lessons! THE MONEY TRAIL

Reserve Bank of India or the Richmen Bank of India?

THE BREACH OF TRUST BETWEEN BANKS AND THEIR CUSTOMERS

Concept Note titled Public Money: Resistance Against Arbitrary Bank Charges

THE WORST AFFECT OF BANK CHARGES ON WORKING CLASS

How Banks Are Stealing Our Money

कैसे बैंक हमसे हमारी बचत के पैसे लूट रहे हैं?

Free No More: UPI’s New Fee and Who Really Pays | Editorial

यूपीआई पर एमडीआर शुल्क से उलझन में दुकानदार

Increase in ATM Charges and RBI Actions and Inactions

Greed has made US banks crash again. Will we learn some lessons! THE MONEY TRAIL

Reserve Bank of India or the Richmen Bank of India?

THE BREACH OF TRUST BETWEEN BANKS AND THEIR CUSTOMERS

Concept Note titled Public Money: Resistance Against Arbitrary Bank Charges

THE WORST AFFECT OF BANK CHARGES ON WORKING CLASS

How Banks Are Stealing Our Money

कैसे बैंक हमसे हमारी बचत के पैसे लूट रहे हैं?