NPA Archives - Centre for Financial Accountability

Few Questions to the Finance Minister

Few of the Trade Union representatives from the Banking Industry met the Leader of the Opposition with certain demands o...

General Random Reflections

Article

Where is My Interest Rate? | Unlocking banking for the people (Volume 1)

“What really was new was the trick of claiming Neo liberalism stripped away rules when much of what it was doing w...

Article

A Decade of Write-Offs: How the Govt and Banks Failed to Tackle NPAs and Helped Big Corporations

Devidas Tuljapurakar The government has time and again stated that ‘write off’ does not mean relief to the borrower as r...

Coverage General

Article

Random Reflections- Demonetisation – The cruel joke on the People

After demonetisation on November 8, 2016, seeing the anger of the people, on Nov 13 PM Modi in an emotionally choked sp...

Indian Economy Random Reflections

Article

Random Reflections— Narasimham Committee to Kamath Committee- Restructuring Loans or Restructuring of Banks?

From the day banking started, bankers always had a plan for handing loans going bad. Banking says giving loans has a cr...

Indian Economy Random Reflections

Article

New Priority Sector norms – Favouring Rich and fleecing the poor

The Reserve Bank of India has released revised priority sector norms. A closer look shows how the government and RBI ar...

Indian Economy Random Reflections

Article

Random Reflections- Cheating the Street Vendors and the Public- The Finance Ministers way

Remember the Atma Nirbhar – TV Show of Mrs. Nirmala Sitaraman and Mr. Anurag Thakur? After that, both have disappeared ...

Indian Economy Random Reflections

Article

Random Reflections; Privatization of Public Sector – Withering of the State?

We just celebrated the 74th Independence day. On the Midnight of 14th August 1947, Pandit Jawaharlal Nehru while addres...

Indian Economy National Financial Institutions Random Reflections

Article

Investments Beyond Borders- A Preliminary Report on Indian EXIM bank

For thirty seven years, the Indian Exim Bank has been providing financial assistance to Indian exporters and importers ...

Indian Exim Bank Publications

Article

Random Reflections- Solutions for the Banking Sector

“Call the dog mad and shoot it” was the old slogan. The present slogan is, “poison the dog, make it look like mad and s...

Indian Economy Random Reflections

December 21, 2024

Thomas Franco

Few Questions to the Finance Minister

Few of the Trade Union representatives from the Banking Industry met the Leader of the Opposition with certain demands on the Banking Sector. This came out on Social Media, and the Finance Minister, in a 907-word X post, raised many questions as “Don’t the people who met with the LOP tell him?”—repe...

General Random Reflections

Article

September 10, 2024

CFA & AIBOC

Where is My Interest Rate? | Unlocking banking for the people (Volume 1)

“What really was new was the trick of claiming Neo liberalism stripped away rules when much of what it was doing was imposing new rules that favoured banks and the wealthy. For instance, the so called deregulation of the banks got government temporarily out of the way which allowed bankers to ...

General Indian Economy Publications

Article

December 18, 2023

Devidas Tuljapurakar

A Decade of Write-Offs: How the Govt and Banks Failed to Tackle NPAs and Helped Big Corporations

Devidas Tuljapurakar The government has time and again stated that ‘write off’ does not mean relief to the borrower as recovery processes continue. But in practice, banks are compelled to forgo any hope of recovery. The minister of finance and corporate affairs Nirmala Sitaraman has time and again s...

Coverage General

Article

November 11, 2020

Thomas Franco

Random Reflections- Demonetisation – The cruel joke on the People

After demonetisation on November 8, 2016, seeing the anger of the people, on Nov 13 PM Modi in an emotionally choked speech in Goa said “I have asked the country for just 50 days. If after December 30, there are short comings in my work or there are mistakes or a bad intention found in my work, I w...

Indian Economy Random Reflections

Article

September 28, 2020

Thomas Franco

Random Reflections— Narasimham Committee to Kamath Committee- Restructuring Loans or Restructuring of Banks?

From the day banking started, bankers always had a plan for handing loans going bad. Banking says giving loans has a credit risk due to various reasons. Banks become a partner to the borrower when they provide loans and when the units are not doing well, they collaborate to find out reasons and sug...

Indian Economy Random Reflections

Article

September 19, 2020

Thomas Franco

New Priority Sector norms – Favouring Rich and fleecing the poor

The Reserve Bank of India has released revised priority sector norms. A closer look shows how the government and RBI are tweaking the norms to favour the rich and fleece the poor. Already the norms have been diluted over a period of time by changing the criteria. In agriculture, allied activitie...

Indian Economy Random Reflections

Article

August 25, 2020

Thomas Franco

Random Reflections- Cheating the Street Vendors and the Public- The Finance Ministers way

Remember the Atma Nirbhar – TV Show of Mrs. Nirmala Sitaraman and Mr. Anurag Thakur? After that, both have disappeared for long. May be rehearsing for the next show. Mr. S.Gurumurthy has announced that more will come in September. Let’s wait and see. Suddenly there was speculation that Mr. K.V.Kama...

Indian Economy Random Reflections

Article

August 22, 2020

Thomas Franco

Random Reflections; Privatization of Public Sector – Withering of the State?

We just celebrated the 74th Independence day. On the Midnight of 14th August 1947, Pandit Jawaharlal Nehru while addressing the Constituent Assembly in his famous speech, “Tryst with destiny”, underlined that the service of India means the service of the millions who suffer. It means the ending of ...

Indian Economy National Financial Institutions Random Reflections

Article

September 10, 2021

Madhavi Bansal

Investments Beyond Borders- A Preliminary Report on Indian EXIM bank

For thirty seven years, the Indian Exim Bank has been providing financial assistance to Indian exporters and importers of goods and services. One of Exim Bank’s major functions is to support and protect exports. Most of this happens in collaboration with the Development Partnership Administration (...

Indian Exim Bank Publications

Article

July 30, 2020

Thomas Franco

Random Reflections- Solutions for the Banking Sector

“Call the dog mad and shoot it” was the old slogan. The present slogan is, “poison the dog, make it look like mad and shoot it”. The governments have done exactly the same with public sector banks and they want them to be handed over to corporates – local and international. Arguments made are...

Indian Economy Random Reflections

Article

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NPA

Few Questions to the Finance Minister

Where is My Interest Rate? | Unlocking banking for the people (Volume 1)

A Decade of Write-Offs: How the Govt and Banks Failed to Tackle NPAs and Helped Big Corporations

Random Reflections- Demonetisation – The cruel joke on the People

Random Reflections— Narasimham Committee to Kamath Committee- Restructuring Loans or Restructuring of Banks?

New Priority Sector norms – Favouring Rich and fleecing the poor

Random Reflections- Cheating the Street Vendors and the Public- The Finance Ministers way

Random Reflections; Privatization of Public Sector – Withering of the State?

Investments Beyond Borders- A Preliminary Report on Indian EXIM bank

Random Reflections- Solutions for the Banking Sector

Few Questions to the Finance Minister

Where is My Interest Rate? | Unlocking banking for the people (Volume 1)

A Decade of Write-Offs: How the Govt and Banks Failed to Tackle NPAs and Helped Big Corporations

Random Reflections- Demonetisation – The cruel joke on the People

Random Reflections— Narasimham Committee to Kamath Committee- Restructuring Loans or Restructuring of Banks?

New Priority Sector norms – Favouring Rich and fleecing the poor

Random Reflections- Cheating the Street Vendors and the Public- The Finance Ministers way

Random Reflections; Privatization of Public Sector – Withering of the State?

Investments Beyond Borders- A Preliminary Report on Indian EXIM bank

Random Reflections- Solutions for the Banking Sector