interest Archives - Centre for Financial Accountability

BULA BILL TO SAVE SHYLOCKS?

The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to re...

Article

Increase in ATM Charges and RBI Actions and Inactions

From the first of May, the Reserve Bank of India (RBI) has permitted the banks, an increase in the charges for ATM trans...

Bank Charges General Random Reflections

Article

The Banking Sector Reveals the Middle Classes Aren’t Really Getting a ‘Bonanza’

There is a euphoria around the “tax bonanza” offered to the middle classes in this year’s Budget. The proposal of no tax...

General Indian Economy National Finance Union Budget

Article

Where is My Interest Rate? | Unlocking banking for the people (Volume 1)

“What really was new was the trick of claiming Neo liberalism stripped away rules when much of what it was doing w...

General Indian Economy Publications

Article

Interest Rates in Banks – Where the rich pay less than the rest!

Random Reflections The Reserve Bank of India has been announcing repo-rate hikes for some time. While most of the common...

General Latest Random Reflections

Article

Random reflections- Is Reducing Deposit Interest Rate Right?

The government of India has reduced deposit interest rates drastically in addition to the banks which have been reducin...

Blog Indian Economy Random Reflections

September 11, 2025

Thomas Franco

The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to rein in predatory lending activities.The summary of the statements is given below: The Department of Financial Services has released the Banning of Unregulated Lending Activities (BU...

Debt Crisis & NBFCs General Indian Economy Random Reflections

Article

May 6, 2025

Thomas Franco

Increase in ATM Charges and RBI Actions and Inactions

From the first of May, the Reserve Bank of India (RBI) has permitted the banks, an increase in the charges for ATM transactions above a free limit. The free limit is 5 transactions in the ATM of your own bank, including financial and non-financial. Cash withdrawal is financial and account balance en...

Bank Charges General Random Reflections

Article

February 18, 2025

Anirban Bhattacharya & Pranay Raj

The Banking Sector Reveals the Middle Classes Aren’t Really Getting a ‘Bonanza’

There is a euphoria around the “tax bonanza” offered to the middle classes in this year’s Budget. The proposal of no tax for those with annual income up to Rs 12 lakh has been hailed by the media, with many even calling this a “middle-class budget”. Of course, there are serious concerns as to whethe...

General Indian Economy National Finance Union Budget

Article

September 10, 2024

CFA & AIBOC

Where is My Interest Rate? | Unlocking banking for the people (Volume 1)

“What really was new was the trick of claiming Neo liberalism stripped away rules when much of what it was doing was imposing new rules that favoured banks and the wealthy. For instance, the so called deregulation of the banks got government temporarily out of the way which allowed bankers to ...

General Indian Economy Publications

Article

February 15, 2023

Thomas Franco

Interest Rates in Banks – Where the rich pay less than the rest!

Random Reflections The Reserve Bank of India has been announcing repo-rate hikes for some time. While most of the commoners don’t understand what that means but know that it is spiking their EMI. They are told that it is inevitable to ease the worsening inflation. Nevertheless, inflation is still ou...

General Latest Random Reflections

Article

April 14, 2020

Thomas Franco

Random reflections- Is Reducing Deposit Interest Rate Right?

The government of India has reduced deposit interest rates drastically in addition to the banks which have been reducing the rates in tune with reduction of repo rates by the RBI. (Repo rate is the rate at which Banks can borrow from RBI). [Source: Ministry of Finance Website] SBI has reduc...

Blog Indian Economy Random Reflections

Article

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interest

BULA BILL TO SAVE SHYLOCKS?

Increase in ATM Charges and RBI Actions and Inactions

The Banking Sector Reveals the Middle Classes Aren’t Really Getting a ‘Bonanza’

Where is My Interest Rate? | Unlocking banking for the people (Volume 1)

Interest Rates in Banks – Where the rich pay less than the rest!

Random reflections- Is Reducing Deposit Interest Rate Right?

BULA BILL TO SAVE SHYLOCKS?

Increase in ATM Charges and RBI Actions and Inactions

The Banking Sector Reveals the Middle Classes Aren’t Really Getting a ‘Bonanza’

Where is My Interest Rate? | Unlocking banking for the people (Volume 1)

Interest Rates in Banks – Where the rich pay less than the rest!

Random reflections- Is Reducing Deposit Interest Rate Right?