bank Archives - Centre for Financial Accountability

Performance Linked Incentive (PLI) – Boon or Bane for the Banking Sector

Image: AI-generated representative image Salary is paid to employees for their work. Work is the performance. If they ar...

Article

Five Day Banking Inevitable

Image: AI-generated representative image The demand for five-day banking and work-life balance started when banks were u...

General Indian Economy Random Reflections

Article

Will the FM stop international fraud C. Sivasankaran from looting people again?

Media is filled with advertisements of a newly floated organization, AIWO, inviting people for an international event at...

General Indian Economy Random Reflections

Article

The Great Indian Illusion !

The documentary film ” The Great Indian Illusion ” by young & promising film director of his own style M...

Blog General

Article

RBI should own responsibility for the extraordinary delay in closing Paytm Payment Bank

RBI has cancelled the licence of Paytm Payments Bank Ltd on 24th April, 2026, more than two years after barring it from ...

General Random Reflections

Article

Reconsideration of Deposit Insurance Policy and Governance Issues in the Banking Sector

Proposed changes in deposit insurance are set to reshape how banks contribute to the system that protects its depositors...

Bank Charges Finance General Indian Economy

Article

कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला

मुलाच्या उपचारासाठी पैशांची तातडीची गरज होती. उपचारासाठी पैसे कुठून आणायचे हा प्रश्न तिच्यासमोर आ वासून उभा होता. नवऱ्या...

Coverage Debt Crisis & NBFCs General Indian Economy Smitu Kothari Fellowship Smitu Kothari Fellowship 2025

Article

Strike in Indian Overseas Bank – The Managing Director Should Avert It

Indian Overseas Bank was started in 1937 by M.Ct.M. Chidambaram Chettiar on 10 February 1937 and immediately had branche...

General Random Reflections

Article

Indian Banking Paradox: Accounting Profit Vs Social Profit

We are in the midst of major changing times in recent history; internationally, domestically in general and the Indian b...

Debt Crisis & NBFCs Finance General Indian Economy

Article

Merger of Banks, Appointment of MDs from Private Sector and Privatisation of Banks

The Finance Minister has again started talking about the merger of 2–3 big banks to compete in the global market, and ne...

Finance General Random Reflections

September 16, 2026

Thomas Franco

Performance Linked Incentive (PLI) – Boon or Bane for the Banking Sector

Image: AI-generated representative image Salary is paid to employees for their work. Work is the performance. If they are working more, they should be paid better salary, which will add to their retirement benefits, but the Finance Ministry is forcing performance-linked incentives to a selected few ...

General Indian Economy Random Reflections

Article

September 16, 2026

Thomas Franco

Five Day Banking Inevitable

Image: AI-generated representative image The demand for five-day banking and work-life balance started when banks were understaffed due to long years of silent ban on recruitment, which was revoked after the All India Bank Officers Confederation gave a strike call. After 1993, the recommendations of...

General Indian Economy Random Reflections

Article

September 16, 2026

Thomas Franco

Will the FM stop international fraud C. Sivasankaran from looting people again?

Media is filled with advertisements of a newly floated organization, AIWO, inviting people for an international event at Fairmont, Mumbai. It’s named Longevity Summit India – 2026. It says: “A platform where longevity science, luxury wellness and human potential converge to shape the fut...

General Indian Economy Random Reflections

Article

September 16, 2026

Devidas Tuljapurakar

The Great Indian Illusion !

The documentary film ” The Great Indian Illusion ” by young & promising film director of his own style Mr. Varun Sukhraj emerges at a critical historical moment when the Indian banking sector is being projected as a spectacular success story through carefully curated balance-sheet fi...

Blog General

Article

September 16, 2026

Thomas Franco

RBI should own responsibility for the extraordinary delay in closing Paytm Payment Bank

RBI has cancelled the licence of Paytm Payments Bank Ltd on 24th April, 2026, more than two years after barring it from accepting deposits or top-ups. The move effectively prohibits the Payments Bank from carrying out any banking business, following years of regulatory friction caused by persistent ...

General Random Reflections

Article

September 16, 2026

Devidas Tuljapurakar

Reconsideration of Deposit Insurance Policy and Governance Issues in the Banking Sector

Proposed changes in deposit insurance are set to reshape how banks contribute to the system that protects its depositors. With the Deposit Insurance and Credit Guarantee Corporation (DICGC) introducing a new risk-based premium framework to come into force from April, where banks pay deposit insuranc...

Bank Charges Finance General Indian Economy

Article

September 16, 2026

Abhidha Niphade

कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला

मुलाच्या उपचारासाठी पैशांची तातडीची गरज होती. उपचारासाठी पैसे कुठून आणायचे हा प्रश्न तिच्यासमोर आ वासून उभा होता. नवऱ्याचा मागच्याच वर्षी अपघातात मृत्य झाला, कुटुंबाची सर्व जबाबदारी आता तिच्याच खांद्यावर होती. फॅक्टरीत रोजंदारीवर जाऊन त्यातून मिळणाऱ्या तुटपुंज्या पैशांवर ती घर चालवण्यापासून ते मुलां...

Coverage Debt Crisis & NBFCs General Indian Economy Smitu Kothari Fellowship Smitu Kothari Fellowship 2025

Article

September 16, 2026

Thomas Franco

Strike in Indian Overseas Bank – The Managing Director Should Avert It

Indian Overseas Bank was started in 1937 by M.Ct.M. Chidambaram Chettiar on 10 February 1937 and immediately had branches in Burma and Singapore. It was nationalized on 19th July 1969 with 13 more banks. From a bank serving Nattukottai Chettiars, it has become a Bank for the Nation and has presence ...

General Random Reflections

Article

November 12, 2025

Sanjeev Chandorkar

Indian Banking Paradox: Accounting Profit Vs Social Profit

We are in the midst of major changing times in recent history; internationally, domestically in general and the Indian banking system in particular. First time after independence, Indian banks are being sold to foreign capital, Lakshmi Vilas to DBS and Yes Bank to Sumitomo. IDBI bank is next. Few pu...

Debt Crisis & NBFCs Finance General Indian Economy

Article

November 10, 2025

Thomas Franco

Merger of Banks, Appointment of MDs from Private Sector and Privatisation of Banks

The Finance Minister has again started talking about the merger of 2–3 big banks to compete in the global market, and newspapers say that the government is considering the appointment of Managing Directors in public banks from the private sector. This will destroy Public Sector Banks. Privatisation ...

Finance General Random Reflections

Article

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bank

Performance Linked Incentive (PLI) – Boon or Bane for the Banking Sector

Five Day Banking Inevitable

Will the FM stop international fraud C. Sivasankaran from looting people again?

The Great Indian Illusion !

RBI should own responsibility for the extraordinary delay in closing Paytm Payment Bank

Reconsideration of Deposit Insurance Policy and Governance Issues in the Banking Sector

कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला

Strike in Indian Overseas Bank – The Managing Director Should Avert It

Indian Banking Paradox: Accounting Profit Vs Social Profit

Merger of Banks, Appointment of MDs from Private Sector and Privatisation of Banks

Performance Linked Incentive (PLI) – Boon or Bane for the Banking Sector

Five Day Banking Inevitable

Will the FM stop international fraud C. Sivasankaran from looting people again?

The Great Indian Illusion !

RBI should own responsibility for the extraordinary delay in closing Paytm Payment Bank

Reconsideration of Deposit Insurance Policy and Governance Issues in the Banking Sector

कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला

Strike in Indian Overseas Bank – The Managing Director Should Avert It

Indian Banking Paradox: Accounting Profit Vs Social Profit

Merger of Banks, Appointment of MDs from Private Sector and Privatisation of Banks