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Are the Employees of Public Sector Banks Overexploited?

Newton Kumar who is known on Twitter as @idesibanda has compiled data on the banks’ business and employee strength based...

General Random Reflections

Article

Reserve Bank of India or the Richmen Bank of India?

RBI has been losing credibility since demonetisation. Its subsequent efforts like not intervening when Bank charges were...

General Random Reflections

Article

History Shows that Public Sector Banks are Needed

When India attained Independence in 1947 it inherited a weak, desperate and unwieldy banking structure. Other than the I...

General Random Reflections

Article

State-Owned Banks: Do We Need Them Anymore?

As an essential part of the financial system, banks’ role in India’s ambitious goal of becoming a $5 trillion economy ha...

General Smitu Kothari Fellowship Smitu Kothari Fellowship- 2020

Article

Random Reflections- Solutions for the Banking Sector

“Call the dog mad and shoot it” was the old slogan. The present slogan is, “poison the dog, make it look like mad and s...

Indian Economy Random Reflections

Article

Banks Paying Heavily for Corporate Loan Waivers: RTI

Not Write offs, Corporate Loan Waivers Banks Recovered Only 10% Bad Loans After Writing Them Off !! According to...

Indian Economy National Financial Institutions NPAs

Article

Random Reflections: 51 Years of Bank Nationalisation – Was it a sin? A vision? A missed opportunity? & What’s today’s position?

Nationalisation of the banks which had deposits above Rs.50 Crores, covering almost 85% of the total deposits on 19th J...

Indian Economy Random Reflections

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July 5, 2021

Thomas Franco

Are the Employees of Public Sector Banks Overexploited?

Newton Kumar who is known on Twitter as @idesibanda has compiled data on the banks’ business and employee strength based on annual reports of the banks. The data on number of customers per employee throws new light on the performance of employees of Public Sector as well as Private Sector Banks. Tho...

General Random Reflections

Article

June 18, 2021

Thomas Franco

Reserve Bank of India or the Richmen Bank of India?

RBI has been losing credibility since demonetisation. Its subsequent efforts like not intervening when Bank charges were increased, proposing banking licences to corporates which RBI all along opposed on well found principles, allowing more FDI into Banking Sector, relaxing Priority Sector Lending n...

General Random Reflections

Article

May 17, 2021

Thomas Franco

History Shows that Public Sector Banks are Needed

When India attained Independence in 1947 it inherited a weak, desperate and unwieldy banking structure. Other than the Imperial Bank of India, there were many Indian joint stock banks, but they did not have adequate capital and due to unhealthy business practices 205 banks went out of business betwe...

General Random Reflections

Article

June 10, 2021

Aswathi Nair

State-Owned Banks: Do We Need Them Anymore?

As an essential part of the financial system, banks’ role in India’s ambitious goal of becoming a $5 trillion economy has become a topic of intense debate. Significant reforms in scheduled commercial banks, mainly the state-owned public sector banks, are essential to achieve socially optimal outcome...

General Smitu Kothari Fellowship Smitu Kothari Fellowship- 2020

Article

July 30, 2020

Thomas Franco

Random Reflections- Solutions for the Banking Sector

“Call the dog mad and shoot it” was the old slogan. The present slogan is, “poison the dog, make it look like mad and shoot it”. The governments have done exactly the same with public sector banks and they want them to be handed over to corporates – local and international. Arguments made are...

Indian Economy Random Reflections

Article

August 12, 2020

Ashish Kajla

Banks Paying Heavily for Corporate Loan Waivers: RTI

Not Write offs, Corporate Loan Waivers Banks Recovered Only 10% Bad Loans After Writing Them Off !! According to an RTI response received from Reserve Bank of India, between 2014 and 2019 scheduled commercial banks in India have written off bad loans worth Rs 6.35 lakh crore and have recover...

Indian Economy National Financial Institutions NPAs

Article

July 16, 2020

Thomas Franco

Random Reflections: 51 Years of Bank Nationalisation – Was it a sin? A vision? A missed opportunity? & What’s today’s position?

Nationalisation of the banks which had deposits above Rs.50 Crores, covering almost 85% of the total deposits on 19th July 1969 was historic, dramatic and welcomed by majority of the people. Some described it a sin, Jan Sangh, the earlier Avatar of BJP opposed it. Some went to court but the banking...

Indian Economy Random Reflections

Article

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private banks

Are the Employees of Public Sector Banks Overexploited?

Reserve Bank of India or the Richmen Bank of India?

History Shows that Public Sector Banks are Needed

State-Owned Banks: Do We Need Them Anymore?

Random Reflections- Solutions for the Banking Sector

Banks Paying Heavily for Corporate Loan Waivers: RTI

Random Reflections: 51 Years of Bank Nationalisation – Was it a sin? A vision? A missed opportunity? & What’s today’s position?

Are the Employees of Public Sector Banks Overexploited?

Reserve Bank of India or the Richmen Bank of India?

History Shows that Public Sector Banks are Needed

State-Owned Banks: Do We Need Them Anymore?

Random Reflections- Solutions for the Banking Sector

Banks Paying Heavily for Corporate Loan Waivers: RTI

Random Reflections: 51 Years of Bank Nationalisation – Was it a sin? A vision? A missed opportunity? & What’s today’s position?