Loan Archives - Page 2 of 3 - Centre for Financial Accountability

Is RBI’s New Plan for Bad Loans Just Another Quick Fix?

In a country like India, where millions hover between poverty and fragile middle-class dreams, every bad loan is more th...

Article

RBI Draft on Gold Loans Sending People to Money Lenders!

RBI Governor on 9th April 2025, after the Monetary Policy Committee meeting, announced that co-lending model will be exp...

General Random Reflections

Article

Increase in ATM Charges and RBI Actions and Inactions

From the first of May, the Reserve Bank of India (RBI) has permitted the banks, an increase in the charges for ATM trans...

Bank Charges General Random Reflections

Article

अधोसंरचना विकास के नाम पर कर्ज का दर्द

वर्ष 2005 में नगर निगम जबलपुर ने शहर में सीवर लाइन व नाला निर्माण वाटर ड्रेनेज योजना के नाम पर एशियन डेवलपमेंट बैंक से 1...

Blog General Infrastructure Finance

Article

കടം എഴുതിത്തള്ളാൻ വൈകുന്നതെന്ത്?, ആശങ്കയിലാണ് മുണ്ടക്കൈ ദുരിതബാധിതർ

‘ആ രാത്രിയെ കുറിച്ചുള്ള പേടിപ്പിക്കുന്ന ഓർമയാണ് ഞങ്ങൾക്കിപ്പോഴും. കുടുംബത്തിലെ പതിനാല് പേരെയാണ് ഉരുളെടുത്തത്. എന്റെയും ഭ...

Coverage

Article

Loan Waiver to People Affected by Disaster – Wayanad and Beyond: Is it a Just Demand?

Random Reflections The government and banks, which write off crores of depositors’ money to benefit the wealthie...

General Random Reflections

Article

100 Days of Economy & Finance: More of the same. But also forced reversals on some fronts

A hundred days isn’t really enough to evaluate the policies of a regime pertaining to finance and economy, but it is eno...

General Publications

Article

Average 30 Farmer Suicides Per Day in Modi Govt Years Points to a Systemic Apathy

Anirban Bhattacharya, Pranay Raj and Nancy Pathak The attempt by neoliberal governance has been to steadily depoliticise...

Coverage General

Article

Financial Institutions look to step up infrastructure project financing

Infrastructure Finance Update – December 2023 In this month’s infrastructure update, the national and international fina...

General Infrastructure Finance

Article

How is writing off Rs.15, 31,453 crore ‘good banking,’ Modiji?

Thomas Franco Random Reflections Addressing a Rozgar Mela last month and virtually handing over 70,000 appointment lette...

General Indian Economy Random Reflections

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May 30, 2025

Pranay Raj

Is RBI’s New Plan for Bad Loans Just Another Quick Fix?

In a country like India, where millions hover between poverty and fragile middle-class dreams, every bad loan is more than a financial misstep – it’s a broken promise. The Reserve Bank of India’s (RBI’s) latest fix for India’s non-performing assets (NPA) crisis, securitisation of stressed assets, ma...

Coverage General Indian Economy

Article

May 22, 2025

Thomas Franco

RBI Draft on Gold Loans Sending People to Money Lenders!

RBI Governor on 9th April 2025, after the Monetary Policy Committee meeting, announced that co-lending model will be expanded and a draft guideline for lending against gold will be circulated. RBI / 2025-26 / DOR.CRE.CRE.REC./ 21.01.23 / 2025-26 dated NIL has shared the draft on lending against GOLD...

General Random Reflections

Article

May 6, 2025

Thomas Franco

Increase in ATM Charges and RBI Actions and Inactions

From the first of May, the Reserve Bank of India (RBI) has permitted the banks, an increase in the charges for ATM transactions above a free limit. The free limit is 5 transactions in the ATM of your own bank, including financial and non-financial. Cash withdrawal is financial and account balance en...

Bank Charges General Random Reflections

Article

April 17, 2025

Raj Kumar Sinha

अधोसंरचना विकास के नाम पर कर्ज का दर्द

वर्ष 2005 में नगर निगम जबलपुर ने शहर में सीवर लाइन व नाला निर्माण वाटर ड्रेनेज योजना के नाम पर एशियन डेवलपमेंट बैंक से 196 करोड़ का कर्ज लिया था।न तो सीवर लाइन का काम ही अभी तक पूरा हो पाया है और न ही नाला निर्माण ही पूर्ण हो पाया है। सीवर लाइन प्रोजेक्ट में करीब एक हजार करोड़ रुपए लग चुका है और अभी...

Blog General Infrastructure Finance

Article

November 12, 2024

Muhammed Althaf

കടം എഴുതിത്തള്ളാൻ വൈകുന്നതെന്ത്?, ആശങ്കയിലാണ് മുണ്ടക്കൈ ദുരിതബാധിതർ

‘ആ രാത്രിയെ കുറിച്ചുള്ള പേടിപ്പിക്കുന്ന ഓർമയാണ് ഞങ്ങൾക്കിപ്പോഴും. കുടുംബത്തിലെ പതിനാല് പേരെയാണ് ഉരുളെടുത്തത്. എന്റെയും ഭാര്യയുടെയും മാതാപിതാക്കൾ, വീടും വീടിനോട് ചേർന്നുള്ള സ്ഥലങ്ങൾ എല്ലാം നഷ്ടപ്പെട്ടു. മനസിനാകെ ഒരു മരവിപ്പാണ്. കരകയറാൻ മുന്നിൽ ഒരു വഴിയും കാണുന്നില്ല. മൊത്തം ശൂന്യതയാണ്. പുനരധിവാസമായിട...

Coverage

Article

October 31, 2024

Thomas Franco

Loan Waiver to People Affected by Disaster – Wayanad and Beyond: Is it a Just Demand?

Random Reflections The government and banks, which write off crores of depositors’ money to benefit the wealthiest, make a hue and cry when farmers or disaster-affected people demand loan waivers. Disasters occur frequently across the country, and they are only expected to increase due to...

General Random Reflections

Article

October 9, 2024

CFA Admin

100 Days of Economy & Finance: More of the same. But also forced reversals on some fronts

A hundred days isn’t really enough to evaluate the policies of a regime pertaining to finance and economy, but it is enough so far as to get the drift. And an overview of the last three months possibly hints at two trends. Firstly, there is no major course correction that the government plans to put...

General Publications

Article

December 18, 2023

Anirban Bhattacharya, Pranay Raj and Nancy Pathak

Average 30 Farmer Suicides Per Day in Modi Govt Years Points to a Systemic Apathy

Anirban Bhattacharya, Pranay Raj and Nancy Pathak The attempt by neoliberal governance has been to steadily depoliticise farmers’ suicides and strip them of any deeper messaging. “We have no money, moneylenders are not ready to wait. What should we do? We can’t even afford to take onions to th...

Coverage General

Article

December 15, 2023

Gaurav Dwivedi

Financial Institutions look to step up infrastructure project financing

Infrastructure Finance Update – December 2023 In this month’s infrastructure update, the national and international financial institutions such as the ADB, JICA, AIIB and BoB are looking to increase project and policy financing for infrastructure projects. The measures also include launching of a ne...

General Infrastructure Finance

Article

August 2, 2023

Thomas Franco

How is writing off Rs.15, 31,453 crore ‘good banking,’ Modiji?

Thomas Franco Random Reflections Addressing a Rozgar Mela last month and virtually handing over 70,000 appointment letters (remember the 2 crore jobs per year promise and the vacant 9, 60,000 posts in the union government itself) the prime minister was in his usual gloating style. “UPA alliance gove...

General Indian Economy Random Reflections

Article

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Categories

Loan

Is RBI’s New Plan for Bad Loans Just Another Quick Fix?

RBI Draft on Gold Loans Sending People to Money Lenders!

Increase in ATM Charges and RBI Actions and Inactions

अधोसंरचना विकास के नाम पर कर्ज का दर्द

കടം എഴുതിത്തള്ളാൻ വൈകുന്നതെന്ത്?, ആശങ്കയിലാണ് മുണ്ടക്കൈ ദുരിതബാധിതർ

Loan Waiver to People Affected by Disaster – Wayanad and Beyond: Is it a Just Demand?

100 Days of Economy & Finance: More of the same. But also forced reversals on some fronts

Average 30 Farmer Suicides Per Day in Modi Govt Years Points to a Systemic Apathy

Financial Institutions look to step up infrastructure project financing

How is writing off Rs.15, 31,453 crore ‘good banking,’ Modiji?

Is RBI’s New Plan for Bad Loans Just Another Quick Fix?

RBI Draft on Gold Loans Sending People to Money Lenders!

Increase in ATM Charges and RBI Actions and Inactions

अधोसंरचना विकास के नाम पर कर्ज का दर्द

കടം എഴുതിത്തള്ളാൻ വൈകുന്നതെന്ത്?, ആശങ്കയിലാണ് മുണ്ടക്കൈ ദുരിതബാധിതർ

Loan Waiver to People Affected by Disaster – Wayanad and Beyond: Is it a Just Demand?

100 Days of Economy & Finance: More of the same. But also forced reversals on some fronts

Average 30 Farmer Suicides Per Day in Modi Govt Years Points to a Systemic Apathy

Financial Institutions look to step up infrastructure project financing

How is writing off Rs.15, 31,453 crore ‘good banking,’ Modiji?