Public Sector Banks Archives - Page 7 of 9 - Centre for Financial Accountability

Titanic Moment?; Analysis of NPAs & Loans by the PSBs in the Pre-COVID Era

An Analysis of Non-Performing Assets & Loans by the Public Sector Banks in the Pre-COVID Era For the Indian bank...

Random Reflections-Finance Minister on the rampage guided by BCG

Ms. Nirmala Sitharaman while unveiling EASE 30 Public Sector Bank Reform plan stated, “Your good will is lost, personal...

Blog Indian Economy Random Reflections

Article

Faultlines in the path of PSU privatisation

The Economic Survey for 2019-20, on page 158 in Chapter 7 puts it on record that “PSBs are clearly not efficient today”...

Blog Indian Economy

Article

Random Reflections: Economic Survey 2020 – Clueless, Careless & Directionless

Economic Survey of the government earlier used to provide a lot of analytic data. The report constituted of what has bee...

Blog Indian Economy Random Reflections

Article

Random Reflections: Corruption in banks, in the name of cross-selling – Who will bell the cat?

In the name of making banks into supermarkets, providing all financial services, cross-selling was permitted by RBI and ...

Blog National Financial Institutions NFIs Random Reflections

Article

Random Reflections: Why is the Finance Minister Shielding Defaulters?

Why are you shielding the defaulters? Madam Nirmala Sitaraman has to answer! The Government of India has released some d...

Indian Economy National Financial Institutions NPAs Random Reflections

Article

Random Reflections: What next in Banking Sector? Will the Trade Unions work together?

On 22nd Oct, AIBEA and BEFI went on strike against merger of Banks. Did anybody care? Sad that all Unions and Associatio...

Blog National Financial Institutions NFIs Random Reflections

Article

Random Reflections by Thomas Franco

Lessons from the Nobel Prize in Economics After Dr. Amartya Sen received Nobel Prize for Development Economics, Abhijit ...

National Financial Institutions NFIs Random Reflections

Article

Proposed Mergers of PSU Banks: “Big” Banks Needed to Serve “Big” Corporates.

On August 30th 2019 Finance Minister Nirmala Sitharaman announced collapsing of 10 Public Sector Banks in 4 Banks. A lot...

"Bank Mergers" Bank Mergers Indian Economy National Financial Institutions NFIs

Article

Q&As on Finance in the 2019 Budget Session of the Parliament

The budget session of the parliament witnessed the members asking government questions related to finance. Some of these...

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September 10, 2021

CFA Admin

Titanic Moment?; Analysis of NPAs & Loans by the PSBs in the Pre-COVID Era

An Analysis of Non-Performing Assets & Loans by the Public Sector Banks in the Pre-COVID Era For the Indian banks, reeling under the weight of mounting Non-Performing Assets (NPAs), COVID came as a blessing in disguise. Reserve Bank of India had relaxed the NPA norms until May end, which the...

Indian Economy National Financial Institutions NPAs Publications

Article

March 5, 2020

Thomas Franco

Random Reflections-Finance Minister on the rampage guided by BCG

Ms. Nirmala Sitharaman while unveiling EASE 30 Public Sector Bank Reform plan stated, “Your good will is lost, personal connection is lost, assessment at the bottom level is lost… forgetting branch level connect with customers has not done us good.” She is correct but she forgets that her own Gover...

Blog Indian Economy Random Reflections

Article

February 19, 2020

Devidas Tuljapurakar

Faultlines in the path of PSU privatisation

The Economic Survey for 2019-20, on page 158 in Chapter 7 puts it on record that “PSBs are clearly not efficient today”. This is the statement issued by the owner of these banks. If the argument is being offered as introspection, then it is fair enough. But it appears this argument is being advance...

Blog Indian Economy

Article

February 7, 2020

Thomas Franco

Random Reflections: Economic Survey 2020 – Clueless, Careless & Directionless

Economic Survey of the government earlier used to provide a lot of analytic data. The report constituted of what has been achieved and what has to be the direction for economic and social development of the country. Unfortunately the current years’ Economic Survey lacks in every field and is f...

Blog Indian Economy Random Reflections

Article

February 7, 2020

Thomas Franco

Random Reflections: Corruption in banks, in the name of cross-selling – Who will bell the cat?

In the name of making banks into supermarkets, providing all financial services, cross-selling was permitted by RBI and the government in the banking industry. Life insurance policies, general insurance policies, mutual funds etc are handled by bank staff today, neglecting loans and advances which w...

Blog National Financial Institutions NFIs Random Reflections

Article

February 7, 2020

Thomas Franco

Random Reflections: Why is the Finance Minister Shielding Defaulters?

Why are you shielding the defaulters? Madam Nirmala Sitaraman has to answer! The Government of India has released some data on Bank credit which requires critical analysis. In October & December loan melas Public Banks have released loans of Rs. 4.92 Lakh Crores. Out of this loan, Rs. 2,20,151 C...

Indian Economy National Financial Institutions NPAs Random Reflections

Article

February 7, 2020

Thomas Franco

Random Reflections: What next in Banking Sector? Will the Trade Unions work together?

On 22nd Oct, AIBEA and BEFI went on strike against merger of Banks. Did anybody care? Sad that all Unions and Associatious objecting merger did not fight together. The Banking Sector Trade Unions in the Banking sector could stop privatisation so far and slow down the so called reforms which will wea...

Blog National Financial Institutions NFIs Random Reflections

Article

February 7, 2020

Thomas Franco

Random Reflections by Thomas Franco

Lessons from the Nobel Prize in Economics After Dr. Amartya Sen received Nobel Prize for Development Economics, Abhijit Banerjee, an Indian has become the winner of Nobel on Economics along with his wife Esther Duflo and Michael Kremer. What is important is that these three economists have had exper...

National Financial Institutions NFIs Random Reflections

Article

February 7, 2020

Sanjeev Chandorkar

Proposed Mergers of PSU Banks: “Big” Banks Needed to Serve “Big” Corporates.

On August 30th 2019 Finance Minister Nirmala Sitharaman announced collapsing of 10 Public Sector Banks in 4 Banks. A lot has been said about what will be the impact of this decision on NPA levels of these merged entities, whether it will lead to a rationalization of branch networks etc. These issues...

"Bank Mergers" Bank Mergers Indian Economy National Financial Institutions NFIs

Article

February 15, 2019

CFA Admin

Q&As on Finance in the 2019 Budget Session of the Parliament

The budget session of the parliament witnessed the members asking government questions related to finance. Some of these questions were related to the NPAs, rationalisation of the overseas branches of the banks, charges levied by the banks on various services, disinvestment in the PSUs, commitment c...

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Public Sector Banks

Titanic Moment?; Analysis of NPAs & Loans by the PSBs in the Pre-COVID Era

Random Reflections-Finance Minister on the rampage guided by BCG

Faultlines in the path of PSU privatisation

Random Reflections: Economic Survey 2020 – Clueless, Careless & Directionless

Random Reflections: Corruption in banks, in the name of cross-selling – Who will bell the cat?

Random Reflections: Why is the Finance Minister Shielding Defaulters?

Random Reflections: What next in Banking Sector? Will the Trade Unions work together?

Random Reflections by Thomas Franco

Proposed Mergers of PSU Banks: “Big” Banks Needed to Serve “Big” Corporates.

Q&As on Finance in the 2019 Budget Session of the Parliament

Titanic Moment?; Analysis of NPAs & Loans by the PSBs in the Pre-COVID Era

Random Reflections-Finance Minister on the rampage guided by BCG

Faultlines in the path of PSU privatisation

Random Reflections: Economic Survey 2020 – Clueless, Careless & Directionless

Random Reflections: Corruption in banks, in the name of cross-selling – Who will bell the cat?

Random Reflections: Why is the Finance Minister Shielding Defaulters?

Random Reflections: What next in Banking Sector? Will the Trade Unions work together?

Random Reflections by Thomas Franco

Proposed Mergers of PSU Banks: “Big” Banks Needed to Serve “Big” Corporates.

Q&As on Finance in the 2019 Budget Session of the Parliament